Privacy Policy

Last Updated: July 8, 2024

This privacy policy (“Policy” or “Privacy Policy”) describes how BuyLiability.com (“Company”, “we”, “our”, or “us”) collects, uses, and discloses your information when you visit our website at https://www.buyliability.com (the “Site”) and/or use any of the Company’s services, whether therein or otherwise (each and collectively, along with and including the Site, the “Services”).

This Privacy Policy applies to all of the Services. This Privacy Policy is issued in conjunction with the Company’s Terms of Service (located at: www.buyliability.com/terms-of-service) (the “Terms of Service”), the terms of which are incorporated by reference into this Privacy Policy (the Terms of Service and Privacy Policy, collectively, the “Agreement”). 

By using the Services, you explicitly consent to both the Privacy Policy and the Terms of Service. IF YOU DO NOT AGREE TO ABIDE BY THE DATA PRACTICES DESCRIBED IN THIS PRIVACY POLICY OR TO THE TERMS SPECIFIED IN THE TERMS OF SERVICE, THEN PLEASE CLOSE YOUR BROWSER, APP, OR DEVICE IMMEDIATELY AND DO NOT USE OR ACCESS THE SERVICES

Personal Information We Collect

When you visit the Site, we may collect certain information about your device, including your IP address, browser type, operating system, and referring pages. We also collect information about the pages you visit on the Site and the actions you take on the Site (such as clicking on links).

The way we process your personal information may also depend on the particular Services, functionalities, or experiences you use, your location, and applicable law.

Information You Provide to Us

Communications, feedback and survey data, and related data. When you reach out to us for support, give us feedback, participate in optional surveys, participate in product research, or otherwise interact or communicate with us, we may collect personal information, such as your name, email address, telephone number, and any other personal information you choose to share. 

Marketing data. You may provide us with your contact information and preferences for receiving our marketing communications.

Device and contact data. If you grant permission in your device settings, certain features may have access to your device and contacts.

Automatic Data Collection

We may automatically log personal information about you, your computer, or mobile device, and your interaction over time with the Services, such as:

• Device information. We may collect information about your device(s), such as IP addresses, log information, error messages, device type, and unique device identifiers. For example, we may collect IP addresses from you as part of our sign in and security features.
• Usage information. We may collect information about your use of the Services, such as the pages you viewed, the services and features you used or interacted with, your browser type, and details about any links or communications with which you interacted.
• Information stored locally. Some of our web-enabled services and offerings may synchronize with the information on your computer. In doing so, we may collect information such as device information, product usage, and error reports. We may also store personal information locally on your device.
• Communication interaction data. We or our third-party service providers may collect information from email providers, communication providers, and social networks, such as your interactions with our email, text, or other communications.
• Online behavioral data. We may automatically collect certain personal information about your use and interactions with our website, mobile applications, social media websites, and marketing campaigns that we or our partners organize, including device information, page view information, and search results

How We Use Your Personal Information

We use the information we collect from you to:

• Provide the Site, Services, and their features
• Run and manage our business, including resolving any financial disputes
• Communicate with you
• Offer you targeted advertising, and otherwise evaluate your eligibility for marketing offers, products, and services
• Track the use of the Site
• Improve the Site and our products and services
• Provide you with support and resolve disputes
• Authenticate your identity, if necessary
• Comply with applicable laws and regulations

Beyond that, we may further use your information to (i) improve and develop our Services by analyzing how they are used and interacted with, as well as by assessing your use of and interactions with our Services and certain content you send or display through the Site, including by conducting data analytics to develop insights about you, your needs, and your preferences, so we can make more informed predictions, recommendations, and products for our customers; and (ii) combine and anonymize information about your interactions with us to create aggregate, anonymized statistics for use in research, and for marketing, promoting, improving, and developing our Site and Services.

Additionally, ‍we, our service providers, and our third-party advertising partners may collect and use your personal information for marketing and advertising purposes to (i) market services, products, and experiences, as well as other, non-transactional communications via email, post, telephone, SMS, or push notifications, in accordance with your marketing preferences; and (ii) personalize your experience and tailor recommendations, advertising, and offers presented to you, including through the development of insights about you and your needs based on your interactions with the Site and Services.

Finally, we may use your personal information for compliance and protection issues, including, without limitation, to: (i) protect against misuse or abuse of our Services and ensure compliance with our Terms of Service; (ii) comply with legal and regulatory requirements; (iii) protect the rights, property, safety, or security of the Site, our customers, employees, or others, and prevent fraudulent or illegal activity; (iv) exercise our rights in the course of judicial, administrative, or arbitration proceedings; and (v) enforce, remedy, or apply our Terms of Service or other agreements.

Sharing Your Personal Information

We may share your personal information with third parties to help us use your information as described above. We may also share your personal information to comply with applicable laws and regulations, to respond to a subpoena, search warrant, or other lawful request for information we receive, or to protect our rights.

Additionally, we may use advertising networks and other providers to display advertising on our Site or to manage our advertising on other sites. Our advertising partners may place Cookies (hereinafter defined) on affiliated or unaffiliated websites in order to serve advertisements that may be relevant to you based on your browsing activities and interests and determine the effectiveness of such advertisements.

We may also share your personal information with third parties for legal reasons without your consent, including (i) when we reasonably believe disclosure is required in order to comply with a subpoena, court order, or other applicable law, regulation, or legal process; (ii) to protect the rights, property, or safety of the Company, the Services, Site, our customers, or others; (iii) to enforce, remedy, or apply our Privacy Policy, Terms of Service, or other agreements; (iv) to prevent fraud, cybersecurity attacks, or illegal activity, or to protect or defend against same; (v) with regulatory agencies, including government tax agencies, as necessary to help detect and combat fraud and/or protect our customers, users, and/or the Site, or in required institutional risk control programs. 

Cookies

We may use commonly used tools, such as cookies, web beacons, pixels, local shared objects, and similar technologies (collectively, “Cookies”), to collect information about you (“Cookie Information”) so that we can provide the experiences you request, recognize your visit, track your interactions, and improve your and other customers’ experiences. You have control over some of the information we collect from Cookies and Cookie Information and how we use it, detailed further in the “Your Rights” section, below.

Do Not Track Signals

Some browsers send a “Do Not Track” signal. We do not currently respond to Do Not Track signals.

Your Rights

You have certain rights regarding your personal information. You can:

• Request access to your personal information.
• Request that we correct any inaccurate or incomplete personal information.
• Request that we delete your personal information.
• Object to the processing of your personal information.
• Request that we restrict the processing of your personal information.
• Request that we transfer your personal information to another company.

To make any of these requests, please contact us at info@buyliability.com — we will respond to your request as soon as possible and within a reasonable time.

Unless you specifically ask us to delete your personal information, we retain your personal information as long as it is necessary to comply with our data retention requirements and/or as required by law. Even if you submit a deletion request, we may be required to maintain your personal information for as long as necessary to:

1. comply with our legal or regulatory compliance needs;
2. to exercise, establish, or defend legal claims; and/or
3. to protect against fraudulent or abusive activity on our Site.

There may be occasions where we are unable to fully delete, anonymize, or de-identify your personal information due to technical, legal, regulatory compliance, or other operational reasons. Where this is the case, we will take reasonable measures to securely isolate your personal information from any further processing until such time as we are able to delete, anonymize, or de-identify it. 

Additionally, if you are a citizen of the State of, e.g., California, Colorado, Connecticut, Virginia, or Utah, then you may have additional privacy lights that are not listed herein, including, e.g., the right to correction and deletion; the right to access all privacy information of yours that we have collected, etc. You are encouraged to research the privacy rights and protections that may be applicable to you—regardless of your state of domicile—and to stay apprised of such rights.

If you have any explicit questions about such rights or wish to enforce any of your legal rights, please contact us at info@buyliability.com with as much specificity and detail as possible, and we would be happy to assist you. 

Security

We take security measures to protect your personal information from unauthorized access, use, disclosure, alteration, or destruction. These measures include, e.g.:

• Access controls to limit who has access to your personal information.
• Encryption of your personal information when it is stored or transmitted.
• Regularly monitoring our security systems and procedures.

Accordingly, we use reasonable physical, technical, and organizational safeguards that are designed to protect your personal information. However, despite these controls, we cannot completely ensure or warrant the security of your personal information, and we explicitly disclaim any and all liability related to damages, losses, and issues related to or arising from your use of the Site or Services. 

Changes to This Policy

We reserve the right to change the terms and conditions of this Privacy Policy at any time and in our sole discretion. You are responsible for checking, and explicitly agree to periodically check, the Agreement from time to time for any changes. The Company will endeavor. but shall not be obligated, to provide thirty (30) days prior notice of any material change. Notice may be provided in writing, electronically, or via the Site. If you do not wish to be bound by such change, you may discontinue using and terminate the Services before the changes become effective. If you continue to use the Services after the changes become effective, you will be bound by the changes.

Site and Services Not Intended for Minors

The Site and Services are not intended for or directed to people under the age of 18, and we do not knowingly collect personal information from minors. If you believe we may have information from a minor, please contact us at info@buyliability.com

Liability Waiver

By using our Services, you explicitly agree to the terms herein, and, accordingly, you further agree to release and forever discharge us from any claim whatsoever which arises or may hereafter arise on account of any service rendered or provided by us to you. 

Contact Us

If you have any questions about this Policy, please contact us at info@buyliability.com